New South Wales · Postcode 2285

Cardiff postcode and suburb data

New South Wales · Phone area code 02 · 112 km from Sydney

Metro
6,318
Population (2021)
$1,512
Household income/wk
$375
Median rent/wk
38
Median age
4/10
SEIFA advantage

Suburb snapshot

Cardiff at a glance vs NSW

Fast facts and benchmark bars show the suburb's key postcode, Census, SEIFA, school and LGA signals in context.

Quick facts

2285 Postcode See every suburb sharing this postcode
6,318 People Resident population, Census 2021
Lake Macquarie Council area 96 suburbs, 20 postcodes
38 Median age Years, Census 2021
$1,512/wk Household income Suburb median, Census 2021 dollars
Decile 4/10 SEIFA advantage Middle SEIFA range
4 Schools ACARA 2025 profiles in this suburb

Benchmarks against NSW

Household income
$1,512/wk
22% below NSW average
Suburb median, Census 2021
Weekly rent
$375/wk
16% below NSW average
Suburb median, Census 2021
SEIFA advantage
4/10
2.0 deciles below NSW average
IRSAD decile, higher means more advantage
Median age
38 years
7.0 years younger than NSW average
Resident median age
Unemployment
6.0%
1.0 pts above NSW average
Census labour-force rate

Income, rent and SEIFA figures are from the ABS 2021 Census and are reported in 2021 dollars, not adjusted for subsequent inflation.

Detailed comparison table

Cardiff vs the NSW average and the national average, using population-weighted 2021 Census data.

MetricCardiffNSW avgAU avg
Household income/wk $1,512 -NSW $1,931 $1,836
Rent/wk $375 -NSW $445 $390
Mortgage/month $1,733 -NSW $2,247 $1,958
Median age 38 45.0 45.0
SEIFA decile 4/10 -NSW 6.0/10 6.0/10
Unemployment 6.0% +NSW 5.0% 5.0%

Green pill = at least 10% above the NSW average; red = at least 10% below; grey = within 10%. For unemployment, colour polarity is inverted: lower is better.

Postcode 2285 covers Cardiff, an inland suburb of Sydney about 112 km from the city centre. It forms part of the Newcastle and Lake Macquarie region of New South Wales. Local government services are provided by Lake Macquarie.

According to the 2021 Census, Cardiff has a population of 6,318 with a median age of 38. The median weekly household income is $1,512, below the NSW average. The unemployment rate is 6.0%, higher than the NSW average. The Indigenous population is 361 (5.7% of residents).

Housing in Cardiff includes a median weekly rent of $375, median monthly mortgage repayment of $1,733, with 2,542 total dwellings. Housing costs in the area sit below the NSW average. Owner-occupied dwellings (owned or mortgaged) make up 68.3% of housing.

On the SEIFA Index of Relative Socio-economic Advantage and Disadvantage, Cardiff scores in decile 4 out of 10, which is below the national average.

There are 4 schools in the Cardiff area, including Cardiff High School, Cardiff Public School, Cardiff North Public School and others.

Cardiff is part of the Newcastle statistical area in New South Wales.

Cardiff details

Location, Census, housing, SEIFA and geography fields used across this profile.

Postcode2285
StateNew South Wales (NSW)
Phone Area Code02
Population (2021)6,318
Median Age38 years
Median Household Income (Census 2021)$1,512/week
Median Personal Income (Census 2021)$780/week
Median Weekly Rent (Census 2021)$375
Median Monthly Mortgage (Census 2021)$1,733
Average Household Size2.4 persons
Area5.2 km²
Population Density1224/km²
Total Dwellings2,542
Australian Citizens91.8%
Indigenous Population361 (5.7%)
Unemployment Rate6.0%
SEIFA IRSAD Decile4/10 (below average)
Latitude-32.9399498
Longitude151.6625717
Distance from Sydney112 km
Region (SA4)Newcastle and Lake Macquarie
Area (SA3)Newcastle
Local GovernmentLake Macquarie
Federal ElectorateHunter
State ElectorateWallsend
Time ZoneAEST (UTC+10), Australia/Sydney (standard time)

Age Profile

0–14 (17.6%) 15–24 (11.9%) 25–44 (29.5%) 45–64 (22.4%) 65+ (18.6%)
Show counts
0–14 years1,115 (17.6%)
15–24 years752 (11.9%)
25–44 years1,866 (29.5%)
45–64 years1,414 (22.4%)
65+ years1,174 (18.6%)

Housing Tenure

Owned outright (30.7%) Mortgaged (37.6%) Rented (31.7%)

SEIFA socio-economic index

Cardiff is in SEIFA IRSAD decile 4 of 10. Higher deciles indicate more relative socio-economic advantage. This is an area-level index, not a score for individual households.
More disadvantagedMiddle rangeMore advantaged

Health Conditions (2021 Census)

Arthritis695 (11.0%)
Asthma666 (10.5%)
Diabetes351 (5.6%)
Heart Disease274 (4.3%)
Cancer182 (2.9%)
Lung Condition149 (2.4%)
Dementia122 (1.9%)

Long-term health conditions self-reported in the 2021 Census. Persons may report more than one condition.

Motor Vehicles per Dwelling

No vehicle138 (5.5%)
1 vehicle1,022 (40.7%)
2 vehicles923 (36.7%)
3+ vehicles430 (17.1%)

Schools in Cardiff

ACARA 2025 school profiles for schools located in Cardiff. ICSEA is shown where ACARA publishes it.

Cardiff High School
Secondary · Gov · ICSEA 986 · 778 students
Cardiff Public School
Primary · Gov · ICSEA 1000 · 283 students
Cardiff North Public School
Primary · Gov · ICSEA 1014 · 149 students
St Kevin's Primary School
Primary · Cat · ICSEA 1071 · 130 students

Suburbs Near Cardiff

Same Postcode (2285)

More Cardiff Data

Page last reviewed . Data sources: Australian Bureau of Statistics 2021 Census (CC BY 4.0), SEIFA 2021 IRSAD, ACARA school profiles 2025. How this data is sourced.