New South Wales · Postcode 2281

Caves Beach postcode and suburb data

New South Wales · Phone area code 02 · 94 km from Sydney

Inner Regional
4,016
Population (2021)
$1,628
Household income/wk
$420
Median rent/wk
49
Median age
7/10
SEIFA advantage

Suburb snapshot

Caves Beach at a glance vs NSW

Fast facts and benchmark bars show the suburb's key postcode, Census, SEIFA, school and LGA signals in context.

Quick facts

2281 Postcode See every suburb sharing this postcode
4,016 People Resident population, Census 2021
Lake Macquarie Council area 96 suburbs, 20 postcodes
49 Median age Years, Census 2021
$1,628/wk Household income Suburb median, Census 2021 dollars
Decile 7/10 SEIFA advantage Above average advantage
2 Schools ACARA 2025 profiles in this suburb

Benchmarks against NSW

Household income
$1,628/wk
16% below NSW average
Suburb median, Census 2021
Weekly rent
$420/wk
6% below NSW average
Suburb median, Census 2021
SEIFA advantage
7/10
1.0 deciles above NSW average
IRSAD decile, higher means more advantage
Median age
49 years
4.0 years older than NSW average
Resident median age
Unemployment
4.6%
0.4 pts below NSW average
Census labour-force rate

Income, rent and SEIFA figures are from the ABS 2021 Census and are reported in 2021 dollars, not adjusted for subsequent inflation.

Detailed comparison table

Caves Beach vs the NSW average and the national average, using population-weighted 2021 Census data.

MetricCaves BeachNSW avgAU avg
Household income/wk $1,628 -NSW $1,931 $1,836
Rent/wk $420 ≈NSW $445 $390
Mortgage/month $2,090 ≈NSW $2,247 $1,958
Median age 49 45.0 45.0
SEIFA decile 7/10 ≈NSW 6.0/10 6.0/10
Unemployment 4.6% ≈NSW 5.0% 5.0%

Green pill = at least 10% above the NSW average; red = at least 10% below; grey = within 10%. For unemployment, colour polarity is inverted: lower is better.

Caves Beach is a locality 94 km from Sydney in New South Wales, classified as inner regional by the ABS. The postcode is 2281. It falls within the Newcastle and Lake Macquarie region. The local government area is Lake Macquarie.

According to the 2021 Census, Caves Beach has a population of 4,016 with a median age of 49. The median weekly household income is $1,628, below the NSW average. The unemployment rate is 4.6%. The Indigenous population is 129 (3.2% of residents).

Housing in Caves Beach includes a median weekly rent of $420, median monthly mortgage repayment of $2,090, with 1,496 total dwellings. Owner-occupied dwellings (owned or mortgaged) make up 81.6% of housing.

On the SEIFA Index of Relative Socio-economic Advantage and Disadvantage, Caves Beach scores in decile 7 out of 10, which is above the national average.

Schools in Caves Beach include Swansea High School and Caves Beach Public School.

Caves Beach is part of the Lake Macquarie - East statistical area in New South Wales.

Caves Beach details

Location, Census, housing, SEIFA and geography fields used across this profile.

Postcode2281
StateNew South Wales (NSW)
Phone Area Code02
Population (2021)4,016
Median Age49 years
Median Household Income (Census 2021)$1,628/week
Median Personal Income (Census 2021)$711/week
Median Weekly Rent (Census 2021)$420
Median Monthly Mortgage (Census 2021)$2,090
Average Household Size2.6 persons
Area2.4 km²
Population Density1651/km²
Total Dwellings1,496
Australian Citizens94.3%
Indigenous Population129 (3.2%)
Unemployment Rate4.6%
SEIFA IRSAD Decile7/10 (above average)
Latitude-33.1063425
Longitude151.6450391
Distance from Sydney94 km
Region (SA4)Newcastle and Lake Macquarie
Area (SA3)Lake Macquarie - East
Local GovernmentLake Macquarie
Federal ElectorateShortland
State ElectorateSwansea
Time ZoneAEST (UTC+10), Australia/Sydney (standard time)

Age Profile

0–14 (16.3%) 15–24 (11.5%) 25–44 (17.3%) 45–64 (27.7%) 65+ (27.5%)
Show counts
0–14 years653 (16.3%)
15–24 years460 (11.5%)
25–44 years693 (17.3%)
45–64 years1,113 (27.7%)
65+ years1,103 (27.5%)

Housing Tenure

Owned outright (50.5%) Mortgaged (31.1%) Rented (18.4%)

SEIFA socio-economic index

Caves Beach is in SEIFA IRSAD decile 7 of 10. Higher deciles indicate more relative socio-economic advantage. This is an area-level index, not a score for individual households.
More disadvantagedMiddle rangeMore advantaged

Health Conditions (2021 Census)

Arthritis567 (14.1%)
Asthma390 (9.7%)
Heart Disease231 (5.8%)
Diabetes224 (5.6%)
Cancer168 (4.2%)
Lung Condition111 (2.8%)
Dementia39 (1.0%)

Long-term health conditions self-reported in the 2021 Census. Persons may report more than one condition.

Motor Vehicles per Dwelling

No vehicle52 (3.5%)
1 vehicle467 (31.6%)
2 vehicles640 (43.3%)
3+ vehicles320 (21.6%)

Schools in Caves Beach

ACARA 2025 school profiles for schools located in Caves Beach. ICSEA is shown where ACARA publishes it.

Swansea High School
Secondary · Gov · ICSEA 972 · 710 students
Caves Beach Public School
Primary · Gov · ICSEA 1019 · 349 students

Suburbs Near Caves Beach

Same Postcode (2281)

More Caves Beach Data

Page last reviewed . Data sources: Australian Bureau of Statistics 2021 Census (CC BY 4.0), SEIFA 2021 IRSAD, ACARA school profiles 2025. How this data is sourced.