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New South Wales · Postcode 2428
Charlotte Bay postcode and suburb data
New South Wales · Phone area code 02 · 208 km from Sydney
Suburb snapshot
Charlotte Bay at a glance vs NSW
Fast facts and benchmark bars show the suburb's key postcode, Census, SEIFA, school and LGA signals in context.
Quick facts
Benchmarks against NSW
Income, rent and SEIFA figures are from the ABS 2021 Census and are reported in 2021 dollars, not adjusted for subsequent inflation.
Detailed comparison table
Charlotte Bay vs the NSW average and the national average, using population-weighted 2021 Census data.
| Metric | Charlotte Bay | NSW avg | AU avg |
|---|---|---|---|
| Household income/wk | $1,187 -NSW | $1,931 | $1,836 |
| Rent/wk | $420 ≈NSW | $445 | $390 |
| Mortgage/month | $1,560 -NSW | $2,247 | $1,958 |
| Median age | 47 | 45.0 | 45.0 |
| SEIFA decile | 8/10 +NSW | 6.0/10 | 6.0/10 |
| Unemployment | 3.7% -NSW | 5.0% | 5.0% |
Green pill = at least 10% above the NSW average; red = at least 10% below; grey = within 10%. For unemployment, colour polarity is inverted: lower is better.
Charlotte Bay is a locality 208 km from Sydney in New South Wales, classified as inner regional by the ABS. The postcode is 2428. It falls within the Mid North Coast region. The local government area is Mid-Coast.
According to the 2021 Census, Charlotte Bay has a population of 175 with a median age of 47. The median weekly household income is $1,187, below the NSW average. The unemployment rate is 3.7%, lower than the NSW average. The Indigenous population is 9 (5.1% of residents).
Housing in Charlotte Bay includes a median weekly rent of $420, median monthly mortgage repayment of $1,560, with 57 total dwellings. Housing costs in the area sit below the NSW average. Owner-occupied dwellings (owned or mortgaged) make up 84.7% of housing.
On the SEIFA Index of Relative Socio-economic Advantage and Disadvantage, Charlotte Bay scores in decile 8 out of 10, which is above the national average.
Charlotte Bay is part of the Great Lakes statistical area in New South Wales.
Charlotte Bay details
Location, Census, housing, SEIFA and geography fields used across this profile.
| Postcode | 2428 |
| State | New South Wales (NSW) |
| Phone Area Code | 02 |
| Population (2021) | 175 |
| Median Age | 47 years |
| Median Household Income (Census 2021) | $1,187/week |
| Median Personal Income (Census 2021) | $644/week |
| Median Weekly Rent (Census 2021) | $420 |
| Median Monthly Mortgage (Census 2021) | $1,560 |
| Average Household Size | 2.7 persons |
| Area | 9.7 km² |
| Population Density | 18/km² |
| Total Dwellings | 57 |
| Australian Citizens | 85.1% |
| Indigenous Population | 9 (5.1%) |
| Unemployment Rate | 3.7% |
| SEIFA IRSAD Decile | 8/10 (above average) |
| Latitude | -32.3512718 |
| Longitude | 152.5149982 |
| Distance from Sydney | 208 km |
| Region (SA4) | Mid North Coast |
| Area (SA3) | Great Lakes |
| Local Government | Mid-Coast |
| Federal Electorate | Lyne |
| State Electorate | Myall Lakes |
| Time Zone | AEST (UTC+10), Australia/Sydney (standard time) |
Age Profile
Show counts
| 0–14 years | 42 (24.0%) |
| 15–24 years | 12 (6.9%) |
| 25–44 years | 34 (19.4%) |
| 45–64 years | 49 (28.0%) |
| 65+ years | 42 (24.0%) |
Housing Tenure
SEIFA socio-economic index
Health Conditions (2021 Census)
| Arthritis | 23 (13.1%) |
| Asthma | 14 (8.0%) |
| Cancer | 4 (2.3%) |
| Diabetes | 3 (1.7%) |
| Heart Disease | 3 (1.7%) |
| Lung Condition | 3 (1.7%) |
Long-term health conditions self-reported in the 2021 Census. Persons may report more than one condition.
Motor Vehicles per Dwelling
| No vehicle | 0 (0.0%) |
| 1 vehicle | 13 (25.5%) |
| 2 vehicles | 22 (43.1%) |
| 3+ vehicles | 16 (31.4%) |
Suburbs Near Charlotte Bay
Same Postcode (2428)
More Charlotte Bay Data
Page last reviewed . Data sources: Australian Bureau of Statistics 2021 Census (CC BY 4.0), SEIFA 2021 IRSAD, ACARA school profiles 2025. How this data is sourced.