Terara Postcode
New South Wales
Income, rent and SEIFA figures are from the ABS 2021 Census and are reported in 2021 dollars, not adjusted for subsequent inflation.
How Terara Compares
Terara vs the NSW average and the national average (2021 Census, population-weighted).
| Metric | Terara | NSW avg | AU avg |
|---|---|---|---|
| Household income/wk | $825 -NSW | $1,931 | $1,836 |
| Rent/wk | $210 -NSW | $445 | $390 |
| Mortgage/month | $1,600 -NSW | $2,247 | $1,958 |
| Median age | 59 | 45.0 | 45.0 |
| SEIFA decile | 4/10 -NSW | 6.0/10 | 6.0/10 |
| Unemployment | 3.9% -NSW | 5.0% | 5.0% |
Green pill = at least 10% above the NSW average; red = at least 10% below; grey = within 10%. For unemployment, colour polarity is inverted: lower is better.
Terara (2540) is a coastal town in regional New South Wales. It lies around 124 km from Sydney by road. The locality is part of the Jervis Bay statistical area. It is administered by Shoalhaven.
According to the 2021 Census, Terara has a population of 305 with a median age of 59. The median weekly household income is $825, below the NSW average. The unemployment rate is 3.9%, lower than the NSW average. The Indigenous population is 14 (4.6% of residents).
Housing in Terara includes a median weekly rent of $210, median monthly mortgage repayment of $1,600, with 148 total dwellings. Housing costs in the area sit below the NSW average. Owner-occupied dwellings (owned or mortgaged) make up 84.3% of housing.
On the SEIFA Index of Relative Socio-economic Advantage and Disadvantage, Terara scores in decile 4 out of 10, which is below the national average.
Terara is served by Terara Public School.
Terara is part of the Jervis Bay statistical area in New South Wales.
Terara Details
| Postcode | 2540 |
| State | New South Wales (NSW) |
| Phone Area Code | 02 |
| Population (2021) | 305 |
| Median Age | 59 years |
| Median Household Income (Census 2021) | $825/week |
| Median Personal Income (Census 2021) | $558/week |
| Median Weekly Rent (Census 2021) | $210 |
| Median Monthly Mortgage (Census 2021) | $1,600 |
| Average Household Size | 1.8 persons |
| Area | 8.8 km² |
| Population Density | 35/km² |
| Total Dwellings | 148 |
| Australian Citizens | 84.9% |
| Indigenous Population | 14 (4.6%) |
| Unemployment Rate | 3.9% |
| SEIFA IRSAD Decile | 4/10 (below average) |
| Latitude | -34.8697737 |
| Longitude | 150.6227031 |
| Distance from Sydney | 124 km |
| Region (SA4) | Other Territories |
| Area (SA3) | Jervis Bay |
| Local Government | Shoalhaven |
| Federal Electorate | Gilmore |
Age Profile
Show counts
| 0–14 years | 38 (12.5%) |
| 15–24 years | 12 (3.9%) |
| 25–44 years | 48 (15.7%) |
| 45–64 years | 97 (31.8%) |
| 65+ years | 121 (39.7%) |
Housing Tenure
SEIFA Socio-economic Index
Index of Relative Socio-economic Advantage and Disadvantage (IRSAD), decile 4 of 10. Higher deciles indicate more advantage.
Health Conditions (2021 Census)
| Arthritis | 56 (18.4%) |
| Asthma | 37 (12.1%) |
| Diabetes | 28 (9.2%) |
| Heart Disease | 25 (8.2%) |
| Lung Condition | 21 (6.9%) |
| Cancer | 10 (3.3%) |
| Dementia | 3 (1.0%) |
Long-term health conditions self-reported in the 2021 Census. Persons may report more than one condition.
Motor Vehicles per Dwelling
| No vehicle | 14 (11.6%) |
| 1 vehicle | 50 (41.3%) |
| 2 vehicles | 38 (31.4%) |
| 3+ vehicles | 19 (15.7%) |
Schools in Terara
Suburbs Near Terara
Same Postcode (2540)
More Terara Data
Page last reviewed . Data sources: Australian Bureau of Statistics 2021 Census (CC BY 4.0), SEIFA 2021 IRSAD, ACARA school profiles 2025. How this data is sourced.