Cardigan Postcode

Victoria

Outer Regional Top 10% SEIFA Above VIC income
3352
Postcode for Cardigan, VIC
Phone area code: 03 · 111 km from Melbourne · Pop. 1,064
1,064
Population
36
Median Age
$2,713
Household Income/wk
$350
Median Rent/wk
9/10
SEIFA Advantage
40.7
Area (km²)

Income, rent and SEIFA figures are from the ABS 2021 Census and are reported in 2021 dollars, not adjusted for subsequent inflation.

Where Cardigan ranks: household income is in the top 10% of VIC suburbs; SEIFA decile 9 puts it in the top 20% of Australia for socio-economic advantage.

How Cardigan Compares

Cardigan vs the VIC average and the national average (2021 Census, population-weighted).

MetricCardiganVIC avgAU avg
Household income/wk $2,713 +VIC $1,817 $1,836
Rent/wk $350 ≈VIC $375 $390
Mortgage/month $2,167 +VIC $1,933 $1,958
Median age 36 46.0 45.0
SEIFA decile 9/10 +VIC 6.0/10 6.0/10
Unemployment 1.5% -VIC 5.0% 5.0%

Green pill = at least 10% above the VIC average; red = at least 10% below; grey = within 10%. For unemployment, colour polarity is inverted: lower is better.

Cardigan is a locality 111 km from Melbourne in Victoria, classified as outer regional by the ABS. The postcode is 3352. It falls within the Warrnambool and South West region. The local government area is Ballarat.

According to the 2021 Census, Cardigan has a population of 1,064 with a median age of 36. The median weekly household income is $2,713, above the VIC average. The unemployment rate is 1.5%, lower than the VIC average. The Indigenous population is 6 (0.6% of residents).

Housing in Cardigan includes a median weekly rent of $350, median monthly mortgage repayment of $2,167, with 306 total dwellings. These housing costs sit above the VIC average. Owner-occupied dwellings (owned or mortgaged) make up 92.6% of housing.

On the SEIFA Index of Relative Socio-economic Advantage and Disadvantage, Cardigan scores in decile 9 out of 10, which is well above the national average.

Cardigan is part of the Colac - Corangamite statistical area in Victoria.

Cardigan Details

Postcode3352
StateVictoria (VIC)
Phone Area Code03
Population (2021)1,064
Median Age36 years
Median Household Income (Census 2021)$2,713/week
Median Personal Income (Census 2021)$883/week
Median Weekly Rent (Census 2021)$350
Median Monthly Mortgage (Census 2021)$2,167
Average Household Size3.4 persons
Area40.7 km²
Population Density26/km²
Total Dwellings306
Australian Citizens94.9%
Indigenous Population6 (0.6%)
Unemployment Rate1.5%
SEIFA IRSAD Decile9/10 (well above average)
Latitude-37.538708
Longitude143.7457289
Distance from Melbourne111 km
Region (SA4)Warrnambool and South West
Area (SA3)Colac - Corangamite
Local GovernmentBallarat
Federal ElectorateBallarat

Age Profile

0–14 (23.8%) 15–24 (16.8%) 25–44 (22.5%) 45–64 (30.0%) 65+ (8.4%)
Show counts
0–14 years253 (23.8%)
15–24 years179 (16.8%)
25–44 years239 (22.5%)
45–64 years319 (30.0%)
65+ years89 (8.4%)

Housing Tenure

Owned outright (37.5%) Mortgaged (55.2%) Rented (7.4%)

SEIFA Socio-economic Index

Index of Relative Socio-economic Advantage and Disadvantage (IRSAD), decile 9 of 10. Higher deciles indicate more advantage.

Health Conditions (2021 Census)

Asthma88 (8.3%)
Arthritis60 (5.6%)
Heart Disease36 (3.4%)
Diabetes31 (2.9%)
Cancer22 (2.1%)
Lung Condition14 (1.3%)

Long-term health conditions self-reported in the 2021 Census. Persons may report more than one condition.

Motor Vehicles per Dwelling

No vehicle4 (1.3%)
1 vehicle27 (8.7%)
2 vehicles111 (35.7%)
3+ vehicles169 (54.3%)

Suburbs Near Cardigan

Same Postcode (3352)

More Cardigan Data

Page last reviewed . Data sources: Australian Bureau of Statistics 2021 Census (CC BY 4.0), SEIFA 2021 IRSAD, ACARA school profiles 2025. How this data is sourced.