Victoria · Postcode 3978

Cardinia postcode and suburb data

Victoria · Phone area code 03 · 55 km from Melbourne

Metro
342
Population (2021)
$1,875
Household income/wk
$390
Median rent/wk
44
Median age
6/10
SEIFA advantage

Suburb snapshot

Cardinia at a glance vs VIC

Fast facts and benchmark bars show the suburb's key postcode, Census, SEIFA, school and LGA signals in context.

Quick facts

3978 Postcode See every suburb sharing this postcode
342 People Resident population, Census 2021
Cardinia Council area 42 suburbs, 14 postcodes
44 Median age Years, Census 2021
$1,875/wk Household income Suburb median, Census 2021 dollars
Decile 6/10 SEIFA advantage Middle SEIFA range
1 Schools ACARA 2025 profiles in this suburb

Benchmarks against VIC

Household income
$1,875/wk
3% above VIC average
Suburb median, Census 2021
Weekly rent
$390/wk
4% above VIC average
Suburb median, Census 2021
SEIFA advantage
6/10
matches VIC average
IRSAD decile, higher means more advantage
Median age
44 years
2.0 years younger than VIC average
Resident median age
Unemployment
5.0%
matches VIC average
Census labour-force rate

Income, rent and SEIFA figures are from the ABS 2021 Census and are reported in 2021 dollars, not adjusted for subsequent inflation.

Detailed comparison table

Cardinia vs the VIC average and the national average, using population-weighted 2021 Census data.

MetricCardiniaVIC avgAU avg
Household income/wk $1,875 ≈VIC $1,817 $1,836
Rent/wk $390 ≈VIC $375 $390
Mortgage/month $1,950 ≈VIC $1,933 $1,958
Median age 44 46.0 45.0
SEIFA decile 6/10 ≈VIC 6.0/10 6.0/10
Unemployment 5.0% ≈VIC 5.0% 5.0%

Green pill = at least 10% above the VIC average; red = at least 10% below; grey = within 10%. For unemployment, colour polarity is inverted: lower is better.

Postcode 3978 covers Cardinia, an inland suburb of Melbourne about 55 km from the city centre. It forms part of the Melbourne - South East region of Victoria. Local government services are provided by Cardinia.

According to the 2021 Census, Cardinia has a population of 342 with a median age of 44. The median weekly household income is $1,875, close to the VIC average. The unemployment rate is 5.0%. The Indigenous population is 11 (3.2% of residents).

Housing in Cardinia includes a median weekly rent of $390, median monthly mortgage repayment of $1,950, with 113 total dwellings. Owner-occupied dwellings (owned or mortgaged) make up 89.6% of housing.

On the SEIFA Index of Relative Socio-economic Advantage and Disadvantage, Cardinia scores in decile 6 out of 10, which is around the national average.

Cardinia is served by Cardinia Primary School.

Cardinia is part of the Casey - South statistical area in Victoria.

Cardinia details

Location, Census, housing, SEIFA and geography fields used across this profile.

Postcode3978
StateVictoria (VIC)
Phone Area Code03
Population (2021)342
Median Age44 years
Median Household Income (Census 2021)$1,875/week
Median Personal Income (Census 2021)$693/week
Median Weekly Rent (Census 2021)$390
Median Monthly Mortgage (Census 2021)$1,950
Average Household Size2.9 persons
Area27.0 km²
Population Density13/km²
Total Dwellings113
Australian Citizens89.8%
Indigenous Population11 (3.2%)
Unemployment Rate5.0%
SEIFA IRSAD Decile6/10 (average)
Latitude-38.147
Longitude145.423
Distance from Melbourne55 km
Region (SA4)Melbourne - South East
Area (SA3)Casey - South
Local GovernmentCardinia
Federal ElectorateHolt
State ElectoratePakenham (Eastern Victoria)
Time ZoneAEST (UTC+10), Australia/Melbourne (standard time)

Age Profile

0–14 (13.7%) 15–24 (14.3%) 25–44 (22.5%) 45–64 (29.2%) 65+ (19.6%)
Show counts
0–14 years47 (13.7%)
15–24 years49 (14.3%)
25–44 years77 (22.5%)
45–64 years100 (29.2%)
65+ years67 (19.6%)

Housing Tenure

Owned outright (47.2%) Mortgaged (42.5%) Rented (10.4%)

SEIFA socio-economic index

Cardinia is in SEIFA IRSAD decile 6 of 10. Higher deciles indicate more relative socio-economic advantage. This is an area-level index, not a score for individual households.
More disadvantagedMiddle rangeMore advantaged

Health Conditions (2021 Census)

Arthritis31 (9.1%)
Asthma26 (7.6%)
Heart Disease12 (3.5%)
Cancer10 (2.9%)
Diabetes9 (2.6%)
Lung Condition3 (0.9%)

Long-term health conditions self-reported in the 2021 Census. Persons may report more than one condition.

Motor Vehicles per Dwelling

No vehicle3 (2.8%)
1 vehicle12 (11.2%)
2 vehicles34 (31.8%)
3+ vehicles58 (54.2%)

Schools in Cardinia

ACARA 2025 school profiles for schools located in Cardinia. ICSEA is shown where ACARA publishes it.

Cardinia Primary School
Primary · Gov · ICSEA 976 · 189 students

Suburbs Near Cardinia

Same Postcode (3978)

More Cardinia Data

Page last reviewed . Data sources: Australian Bureau of Statistics 2021 Census (CC BY 4.0), SEIFA 2021 IRSAD, ACARA school profiles 2025. How this data is sourced.