Eltham Postcode

Victoria

Metro Top 10% SEIFA Above VIC income
3095
Postcode for Eltham, VIC
Phone area code: 03 · 20 km from Melbourne · Pop. 18,847
18,847
Population
43
Median Age
$2,391
Household Income/wk
$440
Median Rent/wk
10/10
SEIFA Advantage
16.6
Area (km²)

Income, rent and SEIFA figures are from the ABS 2021 Census and are reported in 2021 dollars, not adjusted for subsequent inflation.

Where Eltham ranks: household income is in the top 10% of VIC suburbs; rents are among the top 10% in VIC; SEIFA decile 10 puts it in the top 20% of Australia for socio-economic advantage.

How Eltham Compares

Eltham vs the VIC average and the national average (2021 Census, population-weighted).

MetricElthamVIC avgAU avgGreater Melbourne
Household income/wk $2,391 +VIC $1,817 $1,836 $1,943
Rent/wk $440 +VIC $375 $390 $404
Mortgage/month $2,250 +VIC $1,933 $1,958 $2,100
Median age 43 46.0 45.0 39.0
SEIFA decile 10/10 +VIC 6.0/10 6.0/10 9.0/10
Unemployment 3.8% -VIC 5.0% 5.0% 5.0%

Green pill = at least 10% above the VIC average; red = at least 10% below; grey = within 10%. For unemployment, colour polarity is inverted: lower is better.

Postcode 3095 covers Eltham, an inland suburb of Melbourne about 20 km from the city centre. It forms part of the Melbourne - North East region of Victoria. Local government services are provided by Nillumbik.

According to the 2021 Census, Eltham has a population of 18,847 with a median age of 43. The median weekly household income is $2,391, above the VIC average. The unemployment rate is 3.8%, lower than the VIC average. The Indigenous population is 91 (0.5% of residents).

Housing in Eltham includes a median weekly rent of $440, median monthly mortgage repayment of $2,250, with 6,574 total dwellings. These housing costs sit above the VIC average. Owner-occupied dwellings (owned or mortgaged) make up 87.8% of housing.

On the SEIFA Index of Relative Socio-economic Advantage and Disadvantage, Eltham scores in decile 10 out of 10, which is well above the national average.

There are 5 schools in the Eltham area, including Eltham High School, Catholic Ladies' College Ltd, Eltham East Primary School and others.

Eltham is part of the Nillumbik - Kinglake statistical area in Victoria.

Eltham Details

Postcode3095
StateVictoria (VIC)
Phone Area Code03
Population (2021)18,847
Median Age43 years
Median Household Income (Census 2021)$2,391/week
Median Personal Income (Census 2021)$971/week
Median Weekly Rent (Census 2021)$440
Median Monthly Mortgage (Census 2021)$2,250
Average Household Size2.8 persons
Area16.6 km²
Population Density1136/km²
Total Dwellings6,574
Australian Citizens91.9%
Indigenous Population91 (0.5%)
Unemployment Rate3.8%
SEIFA IRSAD Decile10/10 (well above average)
Latitude-37.715
Longitude145.158
Distance from Melbourne20 km
Region (SA4)Melbourne - North East
Area (SA3)Nillumbik - Kinglake
Local GovernmentNillumbik
Federal ElectorateMenzies

Age Profile

0–14 (18.7%) 15–24 (12.5%) 25–44 (20.5%) 45–64 (29.8%) 65+ (18.5%)
Show counts
0–14 years3,520 (18.7%)
15–24 years2,351 (12.5%)
25–44 years3,862 (20.5%)
45–64 years5,623 (29.8%)
65+ years3,485 (18.5%)

Housing Tenure

Owned outright (43.1%) Mortgaged (44.8%) Rented (12.2%)

SEIFA Socio-economic Index

Index of Relative Socio-economic Advantage and Disadvantage (IRSAD), decile 10 of 10. Higher deciles indicate more advantage.

Health Conditions (2021 Census)

Asthma1,654 (8.8%)
Arthritis1,620 (8.6%)
Heart Disease659 (3.5%)
Cancer620 (3.3%)
Diabetes576 (3.1%)
Lung Condition241 (1.3%)
Dementia98 (0.5%)

Long-term health conditions self-reported in the 2021 Census. Persons may report more than one condition.

Motor Vehicles per Dwelling

No vehicle149 (2.3%)
1 vehicle1,801 (27.6%)
2 vehicles2,991 (45.8%)
3+ vehicles1,593 (24.4%)

Schools in Eltham

Eltham High School
Secondary · Gov · ICSEA 1101 · 1,326 students
Catholic Ladies' College Ltd
Secondary · Cat · ICSEA 1119 · 901 students
Eltham East Primary School
Primary · Gov · ICSEA 1143 · 652 students
Eltham Primary School
Primary · Gov · ICSEA 1117 · 253 students
Our Lady Help of Christians School
Primary · Cat · ICSEA 1094 · 79 students

Suburbs Near Eltham

Same Postcode (3095)

More Eltham Data

Page last reviewed . Data sources: Australian Bureau of Statistics 2021 Census (CC BY 4.0), SEIFA 2021 IRSAD, ACARA school profiles 2025. How this data is sourced.