Victoria · Postcode 3095

Eltham postcode and suburb data

Victoria · Phone area code 03 · 20 km from Melbourne

Metro Top 10% SEIFA Above VIC income
18,847
Population (2021)
$2,391
Household income/wk
$440
Median rent/wk
43
Median age
10/10
SEIFA advantage

Suburb snapshot

Eltham at a glance vs VIC

Fast facts and benchmark bars show the suburb's key postcode, Census, SEIFA, school and LGA signals in context.

Quick facts

3095 Postcode See every suburb sharing this postcode
18,847 People Resident population, Census 2021
Nillumbik Council area 23 suburbs, 15 postcodes
43 Median age Years, Census 2021
$2,391/wk Household income Suburb median, Census 2021 dollars
Decile 10/10 SEIFA advantage Very high advantage
5 Schools ACARA 2025 profiles in this suburb

Benchmarks against VIC

Household income
$2,391/wk
32% above VIC average
Suburb median, Census 2021
Weekly rent
$440/wk
17% above VIC average
Suburb median, Census 2021
SEIFA advantage
10/10
4.0 deciles above VIC average
IRSAD decile, higher means more advantage
Median age
43 years
3.0 years younger than VIC average
Resident median age
Unemployment
3.8%
1.2 pts below VIC average
Census labour-force rate

Income, rent and SEIFA figures are from the ABS 2021 Census and are reported in 2021 dollars, not adjusted for subsequent inflation.

Where Eltham ranks: household income is in the top 10% of VIC suburbs; rents are among the top 10% in VIC; SEIFA decile 10 puts it in the top 20% of Australia for socio-economic advantage.

ABS Census 2021 · SEIFA 2021

Detailed comparison table

Eltham vs the VIC average and the national average, using population-weighted 2021 Census data.

MetricElthamVIC avgAU avgGreater Melbourne
Household income/wk $2,391 +VIC $1,817 $1,836 $1,943
Rent/wk $440 +VIC $375 $390 $404
Mortgage/month $2,250 +VIC $1,933 $1,958 $2,100
Median age 43 46.0 45.0 39.0
SEIFA decile 10/10 +VIC 6.0/10 6.0/10 9.0/10
Unemployment 3.8% -VIC 5.0% 5.0% 5.0%

Green pill = at least 10% above the VIC average; red = at least 10% below; grey = within 10%. For unemployment, colour polarity is inverted: lower is better.

Postcode 3095 covers Eltham, an inland suburb of Melbourne about 20 km from the city centre. It forms part of the Melbourne - North East region of Victoria. Local government services are provided by Nillumbik.

According to the 2021 Census, Eltham has a population of 18,847 with a median age of 43. The median weekly household income is $2,391, above the VIC average. The unemployment rate is 3.8%, lower than the VIC average. The Indigenous population is 91 (0.5% of residents).

Housing in Eltham includes a median weekly rent of $440, median monthly mortgage repayment of $2,250, with 6,574 total dwellings. These housing costs sit above the VIC average. Owner-occupied dwellings (owned or mortgaged) make up 87.8% of housing.

On the SEIFA Index of Relative Socio-economic Advantage and Disadvantage, Eltham scores in decile 10 out of 10, which is well above the national average.

There are 5 schools in the Eltham area, including Eltham High School, Catholic Ladies' College Ltd, Eltham East Primary School and others.

Eltham is part of the Nillumbik - Kinglake statistical area in Victoria.

Eltham details

Location, Census, housing, SEIFA and geography fields used across this profile.

Postcode3095
StateVictoria (VIC)
Phone Area Code03
Population (2021)18,847
Median Age43 years
Median Household Income (Census 2021)$2,391/week
Median Personal Income (Census 2021)$971/week
Median Weekly Rent (Census 2021)$440
Median Monthly Mortgage (Census 2021)$2,250
Average Household Size2.8 persons
Area16.6 km²
Population Density1136/km²
Total Dwellings6,574
Australian Citizens91.9%
Indigenous Population91 (0.5%)
Unemployment Rate3.8%
SEIFA IRSAD Decile10/10 (well above average)
Latitude-37.715
Longitude145.158
Distance from Melbourne20 km
Region (SA4)Melbourne - North East
Area (SA3)Nillumbik - Kinglake
Local GovernmentNillumbik
Federal ElectorateMenzies
State ElectorateEltham (North-Eastern Metropolitan)
Time ZoneAEST (UTC+10), Australia/Melbourne (standard time)

Age Profile

0–14 (18.7%) 15–24 (12.5%) 25–44 (20.5%) 45–64 (29.8%) 65+ (18.5%)
Show counts
0–14 years3,520 (18.7%)
15–24 years2,351 (12.5%)
25–44 years3,862 (20.5%)
45–64 years5,623 (29.8%)
65+ years3,485 (18.5%)

Housing Tenure

Owned outright (43.1%) Mortgaged (44.8%) Rented (12.2%)

SEIFA socio-economic index

Eltham is in SEIFA IRSAD decile 10 of 10. Higher deciles indicate more relative socio-economic advantage. This is an area-level index, not a score for individual households.
More disadvantagedMiddle rangeMore advantaged

Health Conditions (2021 Census)

Asthma1,654 (8.8%)
Arthritis1,620 (8.6%)
Heart Disease659 (3.5%)
Cancer620 (3.3%)
Diabetes576 (3.1%)
Lung Condition241 (1.3%)
Dementia98 (0.5%)

Long-term health conditions self-reported in the 2021 Census. Persons may report more than one condition.

Motor Vehicles per Dwelling

No vehicle149 (2.3%)
1 vehicle1,801 (27.6%)
2 vehicles2,991 (45.8%)
3+ vehicles1,593 (24.4%)

Schools in Eltham

ACARA 2025 school profiles for schools located in Eltham. ICSEA is shown where ACARA publishes it.

Eltham High School
Secondary · Gov · ICSEA 1101 · 1,326 students
Catholic Ladies' College Ltd
Secondary · Cat · ICSEA 1119 · 901 students
Eltham East Primary School
Primary · Gov · ICSEA 1143 · 652 students
Eltham Primary School
Primary · Gov · ICSEA 1117 · 253 students
Our Lady Help of Christians School
Primary · Cat · ICSEA 1094 · 79 students

Suburbs Near Eltham

Same Postcode (3095)

More Eltham Data

Page last reviewed . Data sources: Australian Bureau of Statistics 2021 Census (CC BY 4.0), SEIFA 2021 IRSAD, ACARA school profiles 2025. How this data is sourced.