Pioneer Bay Postcode

Victoria

Inner Regional Bottom 20% SEIFA
3984
Postcode for Pioneer Bay, VIC
Phone area code: 03 · 81 km from Melbourne · Pop. 365
365
Population
41
Median Age
$961
Household Income/wk
$280
Median Rent/wk
1/10
SEIFA Advantage
0.2
Area (km²)

Income, rent and SEIFA figures are from the ABS 2021 Census and are reported in 2021 dollars, not adjusted for subsequent inflation.

Where Pioneer Bay ranks: household income sits in the bottom 25% of VIC suburbs; SEIFA decile 1 places it in the bottom 20% of Australia for socio-economic advantage.

How Pioneer Bay Compares

Pioneer Bay vs the VIC average and the national average (2021 Census, population-weighted).

MetricPioneer BayVIC avgAU avg
Household income/wk $961 -VIC $1,817 $1,836
Rent/wk $280 -VIC $375 $390
Mortgage/month $1,170 -VIC $1,933 $1,958
Median age 41 46.0 45.0
SEIFA decile 1/10 -VIC 6.0/10 6.0/10
Unemployment 3.7% -VIC 5.0% 5.0%

Green pill = at least 10% above the VIC average; red = at least 10% below; grey = within 10%. For unemployment, colour polarity is inverted: lower is better.

Pioneer Bay is a locality 81 km from Melbourne in Victoria, classified as inner regional by the ABS. The postcode is 3984. It falls within the Melbourne - South East region. The local government area is Bass Coast.

According to the 2021 Census, Pioneer Bay has a population of 365 with a median age of 41. The median weekly household income is $961, below the VIC average. The unemployment rate is 3.7%, lower than the VIC average. The Indigenous population is 4 (1.1% of residents).

Housing in Pioneer Bay includes a median weekly rent of $280, median monthly mortgage repayment of $1,170, with 175 total dwellings. Housing costs in the area sit below the VIC average. Owner-occupied dwellings (owned or mortgaged) make up 79.3% of housing.

On the SEIFA Index of Relative Socio-economic Advantage and Disadvantage, Pioneer Bay scores in decile 1 out of 10, which is well below the national average.

Pioneer Bay is part of the Cardinia statistical area in Victoria.

Pioneer Bay Details

Postcode3984
StateVictoria (VIC)
Phone Area Code03
Population (2021)365
Median Age41 years
Median Household Income (Census 2021)$961/week
Median Personal Income (Census 2021)$604/week
Median Weekly Rent (Census 2021)$280
Median Monthly Mortgage (Census 2021)$1,170
Average Household Size2 persons
Area0.2 km²
Population Density1720/km²
Total Dwellings175
Australian Citizens88.2%
Indigenous Population4 (1.1%)
Unemployment Rate3.7%
SEIFA IRSAD Decile1/10 (well below average)
Latitude-38.3805015
Longitude145.5503685
Distance from Melbourne81 km
Region (SA4)Melbourne - South East
Area (SA3)Cardinia
Local GovernmentBass Coast
Federal ElectorateMonash

Age Profile

0–14 (17.8%) 15–24 (7.1%) 25–44 (26.6%) 45–64 (24.1%) 65+ (21.6%)
Show counts
0–14 years65 (17.8%)
15–24 years26 (7.1%)
25–44 years97 (26.6%)
45–64 years88 (24.1%)
65+ years79 (21.6%)

Housing Tenure

Owned outright (30.5%) Mortgaged (48.8%) Rented (20.7%)

SEIFA Socio-economic Index

Index of Relative Socio-economic Advantage and Disadvantage (IRSAD), decile 1 of 10. Higher deciles indicate more advantage.

Health Conditions (2021 Census)

Asthma47 (12.9%)
Arthritis33 (9.0%)
Diabetes25 (6.8%)
Lung Condition19 (5.2%)
Heart Disease16 (4.4%)
Cancer9 (2.5%)
Dementia3 (0.8%)

Long-term health conditions self-reported in the 2021 Census. Persons may report more than one condition.

Motor Vehicles per Dwelling

No vehicle9 (5.2%)
1 vehicle69 (39.7%)
2 vehicles71 (40.8%)
3+ vehicles25 (14.4%)

Suburbs Near Pioneer Bay

Same Postcode (3984)

More Pioneer Bay Data

Page last reviewed . Data sources: Australian Bureau of Statistics 2021 Census (CC BY 4.0), SEIFA 2021 IRSAD, ACARA school profiles 2025. How this data is sourced.