Victoria · Postcode 3956

Tarwin Lower postcode and suburb data

Victoria · Phone area code 03 · 132 km from Melbourne

Outer Regional
462
Population (2021)
$1,262
Household income/wk
$210
Median rent/wk
53
Median age
7/10
SEIFA advantage

Suburb snapshot

Tarwin Lower at a glance vs VIC

Fast facts and benchmark bars show the suburb's key postcode, Census, SEIFA, school and LGA signals in context.

Quick facts

3956 Postcode See every suburb sharing this postcode
462 People Resident population, Census 2021
South Gippsland Council area 80 suburbs, 22 postcodes
53 Median age Years, Census 2021
$1,262/wk Household income Suburb median, Census 2021 dollars
Decile 7/10 SEIFA advantage Above average advantage
1 Schools ACARA 2025 profiles in this suburb

Benchmarks against VIC

Household income
$1,262/wk
31% below VIC average
Suburb median, Census 2021
Weekly rent
$210/wk
44% below VIC average
Suburb median, Census 2021
SEIFA advantage
7/10
1.0 deciles above VIC average
IRSAD decile, higher means more advantage
Median age
53 years
7.0 years older than VIC average
Resident median age
Unemployment
5.4%
0.4 pts above VIC average
Census labour-force rate

Income, rent and SEIFA figures are from the ABS 2021 Census and are reported in 2021 dollars, not adjusted for subsequent inflation.

Detailed comparison table

Tarwin Lower vs the VIC average and the national average, using population-weighted 2021 Census data.

MetricTarwin LowerVIC avgAU avg
Household income/wk $1,262 -VIC $1,817 $1,836
Rent/wk $210 -VIC $375 $390
Mortgage/month $1,548 -VIC $1,933 $1,958
Median age 53 46.0 45.0
SEIFA decile 7/10 ≈VIC 6.0/10 6.0/10
Unemployment 5.4% ≈VIC 5.0% 5.0%

Green pill = at least 10% above the VIC average; red = at least 10% below; grey = within 10%. For unemployment, colour polarity is inverted: lower is better.

Tarwin Lower is a locality 132 km from Melbourne in Victoria, classified as outer regional by the ABS. The postcode is 3956. It falls within the Latrobe - Gippsland region. The local government area is South Gippsland.

According to the 2021 Census, Tarwin Lower has a population of 462 with a median age of 53. The median weekly household income is $1,262, below the VIC average. The unemployment rate is 5.4%. The Indigenous population is 3 (0.6% of residents).

Housing in Tarwin Lower includes a median weekly rent of $210, median monthly mortgage repayment of $1,548, with 190 total dwellings. Housing costs in the area sit below the VIC average. Owner-occupied dwellings (owned or mortgaged) make up 88.9% of housing.

On the SEIFA Index of Relative Socio-economic Advantage and Disadvantage, Tarwin Lower scores in decile 7 out of 10, which is above the national average.

Tarwin Lower is served by Tarwin Lower Primary School.

Tarwin Lower is part of the Gippsland - South West statistical area in Victoria.

Tarwin Lower details

Location, Census, housing, SEIFA and geography fields used across this profile.

Postcode3956
StateVictoria (VIC)
Phone Area Code03
Population (2021)462
Median Age53 years
Median Household Income (Census 2021)$1,262/week
Median Personal Income (Census 2021)$716/week
Median Weekly Rent (Census 2021)$210
Median Monthly Mortgage (Census 2021)$1,548
Average Household Size2.2 persons
Area223.0 km²
Population Density2/km²
Total Dwellings190
Australian Citizens91.1%
Indigenous Population3 (0.6%)
Unemployment Rate5.4%
SEIFA IRSAD Decile7/10 (above average)
Latitude-38.7377901
Longitude145.9087155
Distance from Melbourne132 km
Region (SA4)Latrobe - Gippsland
Area (SA3)Gippsland - South West
Local GovernmentSouth Gippsland
Federal ElectorateMonash
State ElectorateGippsland South (Eastern Victoria)
Time ZoneAEST (UTC+10), Australia/Melbourne (standard time)

Age Profile

0–14 (14.1%) 15–24 (7.4%) 25–44 (18.6%) 45–64 (31.8%) 65+ (29.4%)
Show counts
0–14 years65 (14.1%)
15–24 years34 (7.4%)
25–44 years86 (18.6%)
45–64 years147 (31.8%)
65+ years136 (29.4%)

Housing Tenure

Owned outright (54.5%) Mortgaged (34.4%) Rented (11.1%)

SEIFA socio-economic index

Tarwin Lower is in SEIFA IRSAD decile 7 of 10. Higher deciles indicate more relative socio-economic advantage. This is an area-level index, not a score for individual households.
More disadvantagedMiddle rangeMore advantaged

Health Conditions (2021 Census)

Arthritis43 (9.3%)
Asthma36 (7.8%)
Heart Disease32 (6.9%)
Diabetes27 (5.8%)
Lung Condition17 (3.7%)
Cancer14 (3.0%)

Long-term health conditions self-reported in the 2021 Census. Persons may report more than one condition.

Motor Vehicles per Dwelling

No vehicle3 (1.6%)
1 vehicle47 (24.5%)
2 vehicles75 (39.1%)
3+ vehicles67 (34.9%)

Schools in Tarwin Lower

ACARA 2025 school profiles for schools located in Tarwin Lower. ICSEA is shown where ACARA publishes it.

Tarwin Lower Primary School
Primary · Gov · ICSEA 990 · 34 students

Suburbs Near Tarwin Lower

Same Postcode (3956)

More Tarwin Lower Data

Page last reviewed . Data sources: Australian Bureau of Statistics 2021 Census (CC BY 4.0), SEIFA 2021 IRSAD, ACARA school profiles 2025. How this data is sourced.