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Victoria · Postcode 3195
Waterways postcode and suburb data
Victoria · Phone area code 03 · 27 km from Melbourne
Suburb snapshot
Waterways at a glance vs VIC
Fast facts and benchmark bars show the suburb's key postcode, Census, SEIFA, school and LGA signals in context.
Quick facts
Benchmarks against VIC
Income, rent and SEIFA figures are from the ABS 2021 Census and are reported in 2021 dollars, not adjusted for subsequent inflation.
Where Waterways ranks: household income is in the top 10% of VIC suburbs; rents are among the top 10% in VIC; SEIFA decile 10 puts it in the top 20% of Australia for socio-economic advantage.
ABS Census 2021 · SEIFA 2021Detailed comparison table
Waterways vs the VIC average and the national average, using population-weighted 2021 Census data.
| Metric | Waterways | VIC avg | AU avg | Greater Melbourne |
|---|---|---|---|---|
| Household income/wk | $3,013 +VIC | $1,817 | $1,836 | $1,943 |
| Rent/wk | $623 +VIC | $375 | $390 | $404 |
| Mortgage/month | $2,500 +VIC | $1,933 | $1,958 | $2,100 |
| Median age | 41 | 46.0 | 45.0 | 39.0 |
| SEIFA decile | 10/10 +VIC | 6.0/10 | 6.0/10 | 9.0/10 |
| Unemployment | 4.6% ≈VIC | 5.0% | 5.0% | 5.0% |
Green pill = at least 10% above the VIC average; red = at least 10% below; grey = within 10%. For unemployment, colour polarity is inverted: lower is better.
Postcode 3195 covers Waterways, an inland suburb of Melbourne about 27 km from the city centre. It forms part of the Melbourne - Inner South region of Victoria. Local government services are provided by Kingston (Vic.).
According to the 2021 Census, Waterways has a population of 2,422 with a median age of 41. The median weekly household income is $3,013, above the VIC average. The unemployment rate is 4.6%. The Indigenous population is 9 (0.4% of residents).
Housing in Waterways includes a median weekly rent of $623, median monthly mortgage repayment of $2,500, with 709 total dwellings. These housing costs sit above the VIC average. Owner-occupied dwellings (owned or mortgaged) make up 88.9% of housing.
On the SEIFA Index of Relative Socio-economic Advantage and Disadvantage, Waterways scores in decile 10 out of 10, which is well above the national average.
Waterways is part of the Kingston statistical area in Victoria.
Waterways details
Location, Census, housing, SEIFA and geography fields used across this profile.
| Postcode | 3195 |
| State | Victoria (VIC) |
| Phone Area Code | 03 |
| Population (2021) | 2,422 |
| Median Age | 41 years |
| Median Household Income (Census 2021) | $3,013/week |
| Median Personal Income (Census 2021) | $960/week |
| Median Weekly Rent (Census 2021) | $623 |
| Median Monthly Mortgage (Census 2021) | $2,500 |
| Average Household Size | 3.3 persons |
| Area | 1.7 km² |
| Population Density | 1429/km² |
| Total Dwellings | 709 |
| Australian Citizens | 89.0% |
| Indigenous Population | 9 (0.4%) |
| Unemployment Rate | 4.6% |
| SEIFA IRSAD Decile | 10/10 (well above average) |
| Latitude | -38.0147634 |
| Longitude | 145.1305169 |
| Distance from Melbourne | 27 km |
| Region (SA4) | Melbourne - Inner South |
| Area (SA3) | Kingston |
| Local Government | Kingston (Vic.) |
| Federal Electorate | Isaacs |
| State Electorate | Mordialloc (South-Eastern Metropolitan) |
| Time Zone | AEST (UTC+10), Australia/Melbourne (standard time) |
Age Profile
Show counts
| 0–14 years | 470 (19.4%) |
| 15–24 years | 400 (16.5%) |
| 25–44 years | 490 (20.2%) |
| 45–64 years | 787 (32.5%) |
| 65+ years | 271 (11.2%) |
Housing Tenure
SEIFA socio-economic index
Health Conditions (2021 Census)
| Asthma | 157 (6.5%) |
| Arthritis | 97 (4.0%) |
| Diabetes | 92 (3.8%) |
| Heart Disease | 59 (2.4%) |
| Cancer | 49 (2.0%) |
| Lung Condition | 11 (0.5%) |
| Dementia | 3 (0.1%) |
Long-term health conditions self-reported in the 2021 Census. Persons may report more than one condition.
Motor Vehicles per Dwelling
| No vehicle | 6 (0.8%) |
| 1 vehicle | 110 (15.5%) |
| 2 vehicles | 343 (48.4%) |
| 3+ vehicles | 250 (35.3%) |
Suburbs Near Waterways
Same Postcode (3195)
More Waterways Data
Page last reviewed . Data sources: Australian Bureau of Statistics 2021 Census (CC BY 4.0), SEIFA 2021 IRSAD, ACARA school profiles 2025. How this data is sourced.