New South Wales · Postcode 2096

Freshwater postcode and suburb data

New South Wales · Phone area code 02 · 13 km from Sydney

CoastalMetro Top 10% SEIFA Above NSW income
9,186
Population (2021)
$2,726
Household income/wk
$600
Median rent/wk
37
Median age
10/10
SEIFA advantage

Suburb snapshot

Freshwater at a glance vs NSW

Fast facts and benchmark bars show the suburb's key postcode, Census, SEIFA, school and LGA signals in context.

Quick facts

2096 Postcode See every suburb sharing this postcode
9,186 People Resident population, Census 2021
Northern Beaches Council area 75 suburbs, 22 postcodes
37 Median age Years, Census 2021
$2,726/wk Household income Suburb median, Census 2021 dollars
Decile 10/10 SEIFA advantage Very high advantage
3 Schools ACARA 2025 profiles in this suburb

Benchmarks against NSW

Household income
$2,726/wk
41% above NSW average
Suburb median, Census 2021
Weekly rent
$600/wk
35% above NSW average
Suburb median, Census 2021
SEIFA advantage
10/10
4.0 deciles above NSW average
IRSAD decile, higher means more advantage
Median age
37 years
8.0 years younger than NSW average
Resident median age
Unemployment
2.6%
2.4 pts below NSW average
Census labour-force rate

Income, rent and SEIFA figures are from the ABS 2021 Census and are reported in 2021 dollars, not adjusted for subsequent inflation.

Where Freshwater ranks: household income is in the top 10% of NSW suburbs; rents are among the top 10% in NSW; SEIFA decile 10 puts it in the top 20% of Australia for socio-economic advantage.

ABS Census 2021 · SEIFA 2021

Detailed comparison table

Freshwater vs the NSW average and the national average, using population-weighted 2021 Census data.

MetricFreshwaterNSW avgAU avgGreater Sydney
Household income/wk $2,726 +NSW $1,931 $1,836 $2,181
Rent/wk $600 +NSW $445 $390 $506
Mortgage/month $3,055 +NSW $2,247 $1,958 $2,587
Median age 37 45.0 45.0 39.0
SEIFA decile 10/10 +NSW 6.0/10 6.0/10 10.0/10
Unemployment 2.6% -NSW 5.0% 5.0% 5.0%

Green pill = at least 10% above the NSW average; red = at least 10% below; grey = within 10%. For unemployment, colour polarity is inverted: lower is better.

Freshwater is a coastal suburb of Sydney in New South Wales, with postcode 2096. It sits about 13 km from the Sydney CBD, within the Northern Beaches local government area. The suburb footprint covers roughly 1.8 square kilometres.

According to the 2021 Census, Freshwater has a population of 9,186 with a median age of 37. The median weekly household income is $2,726, above the NSW average. The unemployment rate is 2.6%, lower than the NSW average. The Indigenous population is 47 (0.5% of residents).

Housing in Freshwater includes a median weekly rent of $600, median monthly mortgage repayment of $3,055, with 3,577 total dwellings. These housing costs sit above the NSW average. Owner-occupied dwellings (owned or mortgaged) make up 62.4% of housing.

On the SEIFA Index of Relative Socio-economic Advantage and Disadvantage, Freshwater scores in decile 10 out of 10, which is well above the national average.

Schools in Freshwater include Harbord Public School, Northern Beaches Secondary College Freshwater Senior Campus and St John the Baptist Catholic Primary School.

Freshwater is part of the Warringah statistical area in New South Wales.

Freshwater details

Location, Census, housing, SEIFA and geography fields used across this profile.

Postcode2096
StateNew South Wales (NSW)
Phone Area Code02
Population (2021)9,186
Median Age37 years
Median Household Income (Census 2021)$2,726/week
Median Personal Income (Census 2021)$1,355/week
Median Weekly Rent (Census 2021)$600
Median Monthly Mortgage (Census 2021)$3,055
Average Household Size2.5 persons
Area1.8 km²
Population Density5236/km²
Total Dwellings3,577
Australian Citizens85.3%
Indigenous Population47 (0.5%)
Unemployment Rate2.6%
SEIFA IRSAD Decile10/10 (well above average)
Latitude-33.7749
Longitude151.288
Distance from Sydney13 km
Region (SA4)Sydney - Northern Beaches
Area (SA3)Warringah
Local GovernmentNorthern Beaches
Federal ElectorateWarringah
State ElectorateManly
Time ZoneAEST (UTC+10), Australia/Sydney (standard time)

Age Profile

0–14 (18.8%) 15–24 (9.7%) 25–44 (33.4%) 45–64 (25.5%) 65+ (12.6%)
Show counts
0–14 years1,729 (18.8%)
15–24 years894 (9.7%)
25–44 years3,069 (33.4%)
45–64 years2,339 (25.5%)
65+ years1,154 (12.6%)

Housing Tenure

Owned outright (28.3%) Mortgaged (34.0%) Rented (37.6%)

SEIFA socio-economic index

Freshwater is in SEIFA IRSAD decile 10 of 10. Higher deciles indicate more relative socio-economic advantage. This is an area-level index, not a score for individual households.
More disadvantagedMiddle rangeMore advantaged

Health Conditions (2021 Census)

Asthma569 (6.2%)
Arthritis511 (5.6%)
Heart Disease247 (2.7%)
Cancer199 (2.2%)
Diabetes189 (2.1%)
Lung Condition63 (0.7%)
Dementia27 (0.3%)

Long-term health conditions self-reported in the 2021 Census. Persons may report more than one condition.

Motor Vehicles per Dwelling

No vehicle199 (5.6%)
1 vehicle1,556 (44.0%)
2 vehicles1,338 (37.9%)
3+ vehicles442 (12.5%)

Schools in Freshwater

ACARA 2025 school profiles for schools located in Freshwater. ICSEA is shown where ACARA publishes it.

Harbord Public School
Primary · Gov · ICSEA 1137 · 881 students
Northern Beaches Secondary College Freshwater Senior Campus
Secondary · Gov · ICSEA 1098 · 647 students
St John the Baptist Catholic Primary School
Primary · Cat · ICSEA 1134 · 163 students

Suburbs Near Freshwater

Same Postcode (2096)

More Freshwater Data

Page last reviewed . Data sources: Australian Bureau of Statistics 2021 Census (CC BY 4.0), SEIFA 2021 IRSAD, ACARA school profiles 2025. How this data is sourced.