Lower Creek Postcode

New South Wales

Outer Regional Bottom 20% SEIFA
2440
Postcode for Lower Creek, NSW
Phone area code: 02 · 364 km from Sydney · Pop. 66
66
Population
54
Median Age
$762
Household Income/wk
$200
Median Rent/wk
1/10
SEIFA Advantage
250.4
Area (km²)

Income, rent and SEIFA figures are from the ABS 2021 Census and are reported in 2021 dollars, not adjusted for subsequent inflation.

Where Lower Creek ranks: household income sits in the bottom 10% of NSW suburbs; SEIFA decile 1 places it in the bottom 20% of Australia for socio-economic advantage.

How Lower Creek Compares

Lower Creek vs the NSW average and the national average (2021 Census, population-weighted).

MetricLower CreekNSW avgAU avg
Household income/wk $762 -NSW $1,931 $1,836
Rent/wk $200 -NSW $445 $390
Mortgage/month $867 -NSW $2,247 $1,958
Median age 54 45.0 45.0
SEIFA decile 1/10 -NSW 6.0/10 6.0/10
Unemployment 0.0% -NSW 5.0% 5.0%

Green pill = at least 10% above the NSW average; red = at least 10% below; grey = within 10%. For unemployment, colour polarity is inverted: lower is better.

Lower Creek is a locality 364 km from Sydney in New South Wales, classified as outer regional by the ABS. The postcode is 2440. It falls within the New England and North West region. The local government area is Armidale Regional.

According to the 2021 Census, Lower Creek has a population of 66 with a median age of 54. The median weekly household income is $762, below the NSW average. The Indigenous population is 10 (15.2% of residents).

Housing in Lower Creek includes a median weekly rent of $200, median monthly mortgage repayment of $867, with 17 total dwellings. Housing costs in the area sit below the NSW average. Owner-occupied dwellings (owned or mortgaged) make up 100.0% of housing.

On the SEIFA Index of Relative Socio-economic Advantage and Disadvantage, Lower Creek scores in decile 1 out of 10, which is well below the national average.

Lower Creek is part of the Armidale statistical area in New South Wales.

Lower Creek Details

Postcode2440
StateNew South Wales (NSW)
Phone Area Code02
Population (2021)66
Median Age54 years
Median Household Income (Census 2021)$762/week
Median Personal Income (Census 2021)$374/week
Median Weekly Rent (Census 2021)$200
Median Monthly Mortgage (Census 2021)$867
Average Household Size2.6 persons
Area250.4 km²
Population Density0/km²
Total Dwellings17
Australian Citizens78.8%
Indigenous Population10 (15.2%)
Unemployment Rate0.0%
SEIFA IRSAD Decile1/10 (well below average)
Latitude-30.7196828
Longitude152.2545994
Distance from Sydney364 km
Region (SA4)New England and North West
Area (SA3)Armidale
Local GovernmentArmidale Regional
Federal ElectorateCowper

Age Profile

0–14 (13.6%) 15–24 (13.6%) 25–44 (7.6%) 45–64 (45.5%) 65+ (18.2%)
Show counts
0–14 years9 (13.6%)
15–24 years9 (13.6%)
25–44 years5 (7.6%)
45–64 years30 (45.5%)
65+ years12 (18.2%)

Housing Tenure

Owned outright (78.9%) Mortgaged (21.1%) Rented (0.0%)

SEIFA Socio-economic Index

Index of Relative Socio-economic Advantage and Disadvantage (IRSAD), decile 1 of 10. Higher deciles indicate more advantage.

Health Conditions (2021 Census)

Asthma10 (15.2%)
Arthritis7 (10.6%)
Heart Disease5 (7.6%)
Cancer5 (7.6%)

Long-term health conditions self-reported in the 2021 Census. Persons may report more than one condition.

Motor Vehicles per Dwelling

No vehicle0 (0.0%)
1 vehicle3 (17.6%)
2 vehicles6 (35.3%)
3+ vehicles8 (47.1%)

Suburbs Near Lower Creek

Same Postcode (2440)

More Lower Creek Data

Page last reviewed . Data sources: Australian Bureau of Statistics 2021 Census (CC BY 4.0), SEIFA 2021 IRSAD, ACARA school profiles 2025. How this data is sourced.