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New South Wales · Postcode 2260
Terrigal postcode and suburb data
New South Wales · Phone area code 02 · 52 km from Sydney
Suburb snapshot
Terrigal at a glance vs NSW
Fast facts and benchmark bars show the suburb's key postcode, Census, SEIFA, school and LGA signals in context.
Quick facts
Benchmarks against NSW
Income, rent and SEIFA figures are from the ABS 2021 Census and are reported in 2021 dollars, not adjusted for subsequent inflation.
Where Terrigal ranks: rents are among the top 10% in NSW; SEIFA decile 10 puts it in the top 20% of Australia for socio-economic advantage.
ABS Census 2021 · SEIFA 2021Detailed comparison table
Terrigal vs the NSW average and the national average, using population-weighted 2021 Census data.
| Metric | Terrigal | NSW avg | AU avg |
|---|---|---|---|
| Household income/wk | $2,056 ≈NSW | $1,931 | $1,836 |
| Rent/wk | $520 +NSW | $445 | $390 |
| Mortgage/month | $2,492 +NSW | $2,247 | $1,958 |
| Median age | 43 | 45.0 | 45.0 |
| SEIFA decile | 10/10 +NSW | 6.0/10 | 6.0/10 |
| Unemployment | 3.2% -NSW | 5.0% | 5.0% |
Green pill = at least 10% above the NSW average; red = at least 10% below; grey = within 10%. For unemployment, colour polarity is inverted: lower is better.
Postcode 2260 covers Terrigal, an inland suburb of Sydney about 52 km from the city centre. It forms part of the Central Coast region of New South Wales. Local government services are provided by Central Coast (NSW).
According to the 2021 Census, Terrigal has a population of 12,730 with a median age of 43. The median weekly household income is $2,056, close to the NSW average. The unemployment rate is 3.2%, lower than the NSW average. The Indigenous population is 247 (1.9% of residents).
Housing in Terrigal includes a median weekly rent of $520, median monthly mortgage repayment of $2,492, with 4,707 total dwellings. These housing costs sit above the NSW average. Owner-occupied dwellings (owned or mortgaged) make up 75.5% of housing.
On the SEIFA Index of Relative Socio-economic Advantage and Disadvantage, Terrigal scores in decile 10 out of 10, which is well above the national average.
There are 4 schools in the Terrigal area, including Terrigal Public School, Terrigal High School, Our Lady Star of The Sea Catholic Primary School and others.
Terrigal is part of the Gosford statistical area in New South Wales.
Terrigal details
Location, Census, housing, SEIFA and geography fields used across this profile.
| Postcode | 2260 |
| State | New South Wales (NSW) |
| Phone Area Code | 02 |
| Population (2021) | 12,730 |
| Median Age | 43 years |
| Median Household Income (Census 2021) | $2,056/week |
| Median Personal Income (Census 2021) | $906/week |
| Median Weekly Rent (Census 2021) | $520 |
| Median Monthly Mortgage (Census 2021) | $2,492 |
| Average Household Size | 2.6 persons |
| Area | 9.1 km² |
| Population Density | 1405/km² |
| Total Dwellings | 4,707 |
| Australian Citizens | 88.8% |
| Indigenous Population | 247 (1.9%) |
| Unemployment Rate | 3.2% |
| SEIFA IRSAD Decile | 10/10 (well above average) |
| Latitude | -33.448011 |
| Longitude | 151.444461 |
| Distance from Sydney | 52 km |
| Region (SA4) | Central Coast |
| Area (SA3) | Gosford |
| Local Government | Central Coast (NSW) |
| Federal Electorate | Robertson |
| State Electorate | Terrigal |
| Time Zone | AEST (UTC+10), Australia/Sydney (standard time) |
Age Profile
Show counts
| 0–14 years | 2,279 (17.9%) |
| 15–24 years | 1,455 (11.4%) |
| 25–44 years | 2,817 (22.1%) |
| 45–64 years | 3,430 (26.9%) |
| 65+ years | 2,752 (21.6%) |
Housing Tenure
SEIFA socio-economic index
Health Conditions (2021 Census)
| Arthritis | 1,106 (8.7%) |
| Asthma | 951 (7.5%) |
| Heart Disease | 527 (4.1%) |
| Cancer | 451 (3.5%) |
| Diabetes | 438 (3.4%) |
| Lung Condition | 201 (1.6%) |
| Dementia | 79 (0.6%) |
Long-term health conditions self-reported in the 2021 Census. Persons may report more than one condition.
Motor Vehicles per Dwelling
| No vehicle | 167 (3.6%) |
| 1 vehicle | 1,534 (33.0%) |
| 2 vehicles | 1,985 (42.7%) |
| 3+ vehicles | 966 (20.8%) |
Schools in Terrigal
ACARA 2025 school profiles for schools located in Terrigal. ICSEA is shown where ACARA publishes it.
Suburbs Near Terrigal
Same Postcode (2260)
More Terrigal Data
Page last reviewed . Data sources: Australian Bureau of Statistics 2021 Census (CC BY 4.0), SEIFA 2021 IRSAD, ACARA school profiles 2025. How this data is sourced.