Loch Postcode
Victoria
Income, rent and SEIFA figures are from the ABS 2021 Census and are reported in 2021 dollars, not adjusted for subsequent inflation.
How Loch Compares
Loch vs the VIC average and the national average (2021 Census, population-weighted).
| Metric | Loch | VIC avg | AU avg |
|---|---|---|---|
| Household income/wk | $1,526 -VIC | $1,817 | $1,836 |
| Rent/wk | $325 -VIC | $375 | $390 |
| Mortgage/month | $1,450 -VIC | $1,933 | $1,958 |
| Median age | 50 | 46.0 | 45.0 |
| SEIFA decile | 7/10 ≈VIC | 6.0/10 | 6.0/10 |
| Unemployment | 3.3% -VIC | 5.0% | 5.0% |
Green pill = at least 10% above the VIC average; red = at least 10% below; grey = within 10%. For unemployment, colour polarity is inverted: lower is better.
Loch is a locality 89 km from Melbourne in Victoria, classified as inner regional by the ABS. The postcode is 3945. It falls within the Latrobe - Gippsland region. The local government area is South Gippsland.
According to the 2021 Census, Loch has a population of 707 with a median age of 50. The median weekly household income is $1,526, below the VIC average. The unemployment rate is 3.3%, lower than the VIC average. The Indigenous population is 18 (2.5% of residents).
Housing in Loch includes a median weekly rent of $325, median monthly mortgage repayment of $1,450, with 268 total dwellings. Housing costs in the area sit below the VIC average. Owner-occupied dwellings (owned or mortgaged) make up 90.6% of housing.
On the SEIFA Index of Relative Socio-economic Advantage and Disadvantage, Loch scores in decile 7 out of 10, which is above the national average.
Loch is served by Loch Primary School.
Loch is part of the Gippsland - South West statistical area in Victoria.
Loch Details
| Postcode | 3945 |
| State | Victoria (VIC) |
| Phone Area Code | 03 |
| Population (2021) | 707 |
| Median Age | 50 years |
| Median Household Income (Census 2021) | $1,526/week |
| Median Personal Income (Census 2021) | $750/week |
| Median Weekly Rent (Census 2021) | $325 |
| Median Monthly Mortgage (Census 2021) | $1,450 |
| Average Household Size | 2.5 persons |
| Area | 76.4 km² |
| Population Density | 9/km² |
| Total Dwellings | 268 |
| Australian Citizens | 91.2% |
| Indigenous Population | 18 (2.5%) |
| Unemployment Rate | 3.3% |
| SEIFA IRSAD Decile | 7/10 (above average) |
| Latitude | -38.3738374 |
| Longitude | 145.6877037 |
| Distance from Melbourne | 89 km |
| Region (SA4) | Latrobe - Gippsland |
| Area (SA3) | Gippsland - South West |
| Local Government | South Gippsland |
| Federal Electorate | Monash |
Age Profile
Show counts
| 0–14 years | 117 (16.5%) |
| 15–24 years | 41 (5.8%) |
| 25–44 years | 143 (20.2%) |
| 45–64 years | 229 (32.4%) |
| 65+ years | 165 (23.3%) |
Housing Tenure
SEIFA Socio-economic Index
Index of Relative Socio-economic Advantage and Disadvantage (IRSAD), decile 7 of 10. Higher deciles indicate more advantage.
Health Conditions (2021 Census)
| Arthritis | 71 (10.0%) |
| Asthma | 62 (8.8%) |
| Diabetes | 35 (5.0%) |
| Heart Disease | 34 (4.8%) |
| Cancer | 34 (4.8%) |
| Lung Condition | 14 (2.0%) |
| Dementia | 4 (0.6%) |
Long-term health conditions self-reported in the 2021 Census. Persons may report more than one condition.
Motor Vehicles per Dwelling
| No vehicle | 0 (0.0%) |
| 1 vehicle | 65 (25.3%) |
| 2 vehicles | 113 (44.0%) |
| 3+ vehicles | 79 (30.7%) |
Schools in Loch
Suburbs Near Loch
Same Postcode (3945)
More Loch Data
Page last reviewed . Data sources: Australian Bureau of Statistics 2021 Census (CC BY 4.0), SEIFA 2021 IRSAD, ACARA school profiles 2025. How this data is sourced.