Phegans Bay Postcode

New South Wales

Inner Regional Top 10% SEIFA
2256
Postcode for Phegans Bay, NSW
Phone area code: 02 · 43 km from Sydney · Pop. 406
406
Population
48
Median Age
$2,075
Household Income/wk
$460
Median Rent/wk
10/10
SEIFA Advantage
0.6
Area (km²)

Income, rent and SEIFA figures are from the ABS 2021 Census and are reported in 2021 dollars, not adjusted for subsequent inflation.

Where Phegans Bay ranks: household income is in the top 25% of NSW suburbs; SEIFA decile 10 puts it in the top 20% of Australia for socio-economic advantage.

How Phegans Bay Compares

Phegans Bay vs the NSW average and the national average (2021 Census, population-weighted).

MetricPhegans BayNSW avgAU avgGreater Sydney
Household income/wk $2,075 ≈NSW $1,931 $1,836 $2,181
Rent/wk $460 ≈NSW $445 $390 $506
Mortgage/month $2,392 ≈NSW $2,247 $1,958 $2,587
Median age 48 45.0 45.0 39.0
SEIFA decile 10/10 +NSW 6.0/10 6.0/10 10.0/10
Unemployment 5.9% +NSW 5.0% 5.0% 5.0%

Green pill = at least 10% above the NSW average; red = at least 10% below; grey = within 10%. For unemployment, colour polarity is inverted: lower is better.

Phegans Bay is a locality 43 km from Sydney in New South Wales, classified as inner regional by the ABS. The postcode is 2256. It falls within the Central Coast region. The local government area is Central Coast (NSW).

According to the 2021 Census, Phegans Bay has a population of 406 with a median age of 48. The median weekly household income is $2,075, close to the NSW average. The unemployment rate is 5.9%, higher than the NSW average. The Indigenous population is 10 (2.5% of residents).

Housing in Phegans Bay includes a median weekly rent of $460, median monthly mortgage repayment of $2,392, with 164 total dwellings. Owner-occupied dwellings (owned or mortgaged) make up 82.7% of housing.

On the SEIFA Index of Relative Socio-economic Advantage and Disadvantage, Phegans Bay scores in decile 10 out of 10, which is well above the national average.

Phegans Bay is part of the Gosford statistical area in New South Wales.

Phegans Bay Details

Postcode2256
StateNew South Wales (NSW)
Phone Area Code02
Population (2021)406
Median Age48 years
Median Household Income (Census 2021)$2,075/week
Median Personal Income (Census 2021)$944/week
Median Weekly Rent (Census 2021)$460
Median Monthly Mortgage (Census 2021)$2,392
Average Household Size2.4 persons
Area0.6 km²
Population Density722/km²
Total Dwellings164
Australian Citizens88.2%
Indigenous Population10 (2.5%)
Unemployment Rate5.9%
SEIFA IRSAD Decile10/10 (well above average)
Latitude-33.488
Longitude151.31
Distance from Sydney43 km
Region (SA4)Central Coast
Area (SA3)Gosford
Local GovernmentCentral Coast (NSW)
Federal ElectorateRobertson

Age Profile

0–14 (13.1%) 15–24 (10.3%) 25–44 (22.2%) 45–64 (41.6%) 65+ (15.0%)
Show counts
0–14 years53 (13.1%)
15–24 years42 (10.3%)
25–44 years90 (22.2%)
45–64 years169 (41.6%)
65+ years61 (15.0%)

Housing Tenure

Owned outright (32.7%) Mortgaged (50.0%) Rented (17.3%)

SEIFA Socio-economic Index

Index of Relative Socio-economic Advantage and Disadvantage (IRSAD), decile 10 of 10. Higher deciles indicate more advantage.

Health Conditions (2021 Census)

Asthma49 (12.1%)
Arthritis32 (7.9%)
Diabetes22 (5.4%)
Heart Disease18 (4.4%)
Cancer17 (4.2%)
Lung Condition8 (2.0%)

Long-term health conditions self-reported in the 2021 Census. Persons may report more than one condition.

Motor Vehicles per Dwelling

No vehicle0 (0.0%)
1 vehicle65 (40.1%)
2 vehicles67 (41.4%)
3+ vehicles30 (18.5%)

Suburbs Near Phegans Bay

Same Postcode (2256)

More Phegans Bay Data

Page last reviewed . Data sources: Australian Bureau of Statistics 2021 Census (CC BY 4.0), SEIFA 2021 IRSAD, ACARA school profiles 2025. How this data is sourced.