Pearl Beach Postcode

New South Wales

Inner Regional Top 10% SEIFA
2256
Postcode for Pearl Beach, NSW
Phone area code: 02 · 37 km from Sydney · Pop. 510
510
Population
64
Median Age
$1,761
Household Income/wk
$488
Median Rent/wk
9/10
SEIFA Advantage
1.3
Area (km²)

Income, rent and SEIFA figures are from the ABS 2021 Census and are reported in 2021 dollars, not adjusted for subsequent inflation.

Where Pearl Beach ranks: SEIFA decile 9 puts it in the top 20% of Australia for socio-economic advantage.

How Pearl Beach Compares

Pearl Beach vs the NSW average and the national average (2021 Census, population-weighted).

MetricPearl BeachNSW avgAU avgGreater Sydney
Household income/wk $1,761 ≈NSW $1,931 $1,836 $2,181
Rent/wk $488 ≈NSW $445 $390 $506
Mortgage/month $2,167 ≈NSW $2,247 $1,958 $2,587
Median age 64 45.0 45.0 39.0
SEIFA decile 9/10 +NSW 6.0/10 6.0/10 10.0/10
Unemployment 3.2% -NSW 5.0% 5.0% 5.0%

Green pill = at least 10% above the NSW average; red = at least 10% below; grey = within 10%. For unemployment, colour polarity is inverted: lower is better.

Pearl Beach is a locality 37 km from Sydney in New South Wales, classified as inner regional by the ABS. The postcode is 2256. It falls within the Central Coast region. The local government area is Central Coast (NSW).

According to the 2021 Census, Pearl Beach has a population of 510 with a median age of 64. The median weekly household income is $1,761, close to the NSW average. The unemployment rate is 3.2%, lower than the NSW average. The Indigenous population is 3 (0.6% of residents).

Housing in Pearl Beach includes a median weekly rent of $488, median monthly mortgage repayment of $2,167, with 229 total dwellings. Owner-occupied dwellings (owned or mortgaged) make up 86.4% of housing.

On the SEIFA Index of Relative Socio-economic Advantage and Disadvantage, Pearl Beach scores in decile 9 out of 10, which is well above the national average.

Pearl Beach is part of the Gosford statistical area in New South Wales.

Pearl Beach Details

Postcode2256
StateNew South Wales (NSW)
Phone Area Code02
Population (2021)510
Median Age64 years
Median Household Income (Census 2021)$1,761/week
Median Personal Income (Census 2021)$872/week
Median Weekly Rent (Census 2021)$488
Median Monthly Mortgage (Census 2021)$2,167
Average Household Size2 persons
Area1.3 km²
Population Density406/km²
Total Dwellings229
Australian Citizens87.6%
Indigenous Population3 (0.6%)
Unemployment Rate3.2%
SEIFA IRSAD Decile9/10 (well above average)
Latitude-33.542
Longitude151.308
Distance from Sydney37 km
Region (SA4)Central Coast
Area (SA3)Gosford
Local GovernmentCentral Coast (NSW)
Federal ElectorateRobertson

Age Profile

0–14 (8.0%) 15–24 (5.1%) 25–44 (9.4%) 45–64 (29.2%) 65+ (50.0%)
Show counts
0–14 years41 (8.0%)
15–24 years26 (5.1%)
25–44 years48 (9.4%)
45–64 years149 (29.2%)
65+ years255 (50.0%)

Housing Tenure

Owned outright (64.1%) Mortgaged (22.3%) Rented (13.6%)

SEIFA Socio-economic Index

Index of Relative Socio-economic Advantage and Disadvantage (IRSAD), decile 9 of 10. Higher deciles indicate more advantage.

Health Conditions (2021 Census)

Arthritis75 (14.7%)
Heart Disease39 (7.6%)
Asthma33 (6.5%)
Cancer33 (6.5%)
Diabetes28 (5.5%)
Lung Condition14 (2.7%)
Dementia11 (2.2%)

Long-term health conditions self-reported in the 2021 Census. Persons may report more than one condition.

Motor Vehicles per Dwelling

No vehicle9 (3.9%)
1 vehicle95 (41.3%)
2 vehicles94 (40.9%)
3+ vehicles32 (13.9%)

Suburbs Near Pearl Beach

Same Postcode (2256)

More Pearl Beach Data

Page last reviewed . Data sources: Australian Bureau of Statistics 2021 Census (CC BY 4.0), SEIFA 2021 IRSAD, ACARA school profiles 2025. How this data is sourced.